Own Your Car.
Earn While You
Do It.
Introducing Drive to Own by Ratham - the smarter way to own an electric vehicle without burning your savings.
No down payments. No gig hustle uncertainty. Just fixed work, guaranteed income, and full vehicle ownership in 13–14 years.
Why Drive to Own?
Because owning a Car shouldn't be a dream.
Most drivers are stuck renting, or worse, working gig to gig with no stability. Drive to Own flips the model.
No huge down payments
You get guaranteed work from Ratham
EMIs are deducted from your earnings
You take home ₹25,000 to ₹30,000 every month
Full ownership in just over a year
How It Works
Your Road to Ownership — Simplified
Apply
We evaluate your profile and offer a custom EMI plan (10–15% interest based on risk).
Get the EV
No upfront cost. The vehicle is assigned and insured.
Start Earning
You get daily business from Ratham. Earnings are steady, EMIs are auto-deducted.
Own It
After 13–14 months of payments, the vehicle is yours. No surprises.
Every Drive Comes with These Benefits
Ownership in a few Years
Drive now, own soon, no strings, no delays.
Guaranteed Monthly Work
Fixed trips. Fixed income. No app-based uncertainty.
₹25,000–₹30,000 Take-Home
After EMI deductions, that’s your monthly income.
Insurance Included
Damage or theft? Covered.
Low Interest, No Down Payment
You start driving without spending lakhs upfront.
Maintenance by You, Support by Us
You manage servicing, we manage everything else.
Built for Drivers
Who Want More
This isn't a ride-hailing app hustle. This is real ownership, backed by a company that gives you fixed work and a clear plan.
Whether you're a first-time Car driver or a fleet owner looking to expand without loans—we've got your back.
"Routematic got us started but gaps showed when we scaled. With Ratham, escalations are down, audits pass without stress, and riders feel safer."
Head of Admin
Healthcare Company
""Managing transport used to mean chasing vendors and fixing last-minute messes. With Ratham, it’s predictable. The tech does what it promises, and our night shifts finally run on time.""
Kunal S.
Facility Manager, BPO Sector
"We’ve worked with fleet vendors before, but none offered this level of visibility. Every trip, every delay, every escalation, it’s all tracked. Ratham made transport feel like something we control, not tolerate"
Ankita R.
Admin Lead, IT Services
Common Questions
Ready to Own Your Car and Earn Steady?
This isn't just a job—it's a vehicle to your future.